Financial Education

Interest rates are at the heart of any financial transaction or calculation.

Our own analyses point to a very soft landing of the economy and a very gradual easing of inflation.

While temporarily worthwhile, holding cash tends to be less rewarding than a diversified portfolio.

We favour fixed income segments that offer asymmetry

The biggest surprise in recent quarters has certainly been the resilience of the US economy.

A quality bias in equity selection appears to be the best approach to achieve asymmetry.

Combining uncorrelated assets to diversify portfolios allows investors to reduce their exposure to the risks inherent in certain assets and smooth out fluctuations in their portfolio.

Uncertainty is particularly high at turning points and ebbs as a trend emerges.

By Frédéric Leroux

Diversification should be among the guiding principles for investors in 2023